Why You Need a Foreign Bank Account

Foreign transactions are getting harder day by day. If you need seamless payments, having a **foreign bank account** is a must! Many users (myself included) find this extremely helpful.

About The Author

In 2018, I made my first online purchase using my Nigerian card. Back then, payments were easy. Now, it’s a struggle to even receive payments. But don’t worry—I’ve cracked the system.

Chapter 1: Getting Started – Creating A Foreign Account

You can’t just **say** you have a foreign bank account—you have to **follow the process**! Otherwise, you’ll struggle, make tough choices, and probably cry. 😭

Foreign Bank Options:

• Offline Banking: Requires ID verification, financial history, proof of employment, and address verification.
• First Bank Nigeria: If you have a **Naira account**, it’s as good as done! First Bank will automatically create a **foreign dollar account**.
• Eversend: The easiest online option. It’s fast, secure, and the one I personally use.
• Grey: Similar to Eversend, Grey makes the process smooth via app or website.

Now that you know the options, let’s go deeper into the **best way to open your account**.

Chapter 2: Opening Your Account With Eversend

If you want a **smooth online experience**, Eversend is your best bet. You can manage your funds just like a Naira account.

Steps:

1. Go to Eversend and download the app.
2. Register with your email (use the same email linked to your **home bank**).
3. Set your password and security PIN.
4. Enable location on your phone—Eversend won’t work without it!

Chapter 3: How To Easily Get Verified On Eversend

Verification can be tricky, but I’ll make it simple.

Required Documents:

• Plastic NIN (National ID) for clear images.
• Address verification—make sure it matches your bank records!
• High-quality photo of your ID (no glare, turn off flashlight).
• Video verification—record in **good lighting** and follow instructions.

Chapter 4: How To Get A USD Virtual Card On Eversend

If you pay for services online, a **USD Virtual Card** is essential!

Process:

1. Create a **Naira Wallet** inside Eversend.
2. Fund your wallet (takes up to 24 hours to reflect).
3. Choose a **non-recurring card** (saves you unnecessary fees).
4. Always keep money in your wallet to avoid penalties.
5. Exchange currencies **at market rates**—zero extra charges.

Chapter 5: How To Get A US Bank Account

By the end of this part, your **US bank account** will be live and ready to use! 😃

Final Steps:

• A few clicks on your Eversend **dashboard** gets you an account.
• $5 charge for **receiving and sending payments**.
• Wait **24 hours** for account approval.

Congratulations! You now have a **fully operational US bank account** via Eversend. 🎉

Final Takeaway

This guide covered every essential step for opening a **foreign bank account**, including verification, funding, and avoiding unnecessary fees.

Key Reminders:

• **Verification is key**—without it, no account.
• Fund your wallet **in advance** to avoid delays.
• Always **update your app** for a smooth experience.

Have any questions? **Drop them below!** 🚀

Watch The Video Below: